Making a loan is currently very easy to do because you only need to take advantage of the best loan available. But unfortunately there are many people still feel confused even though there is a lot available about this information.
If you are one of them, reading this information is the best way to go. Why? Because later there will be a presentation of information about the list of platforms for online loans that are most recommended to try.
In addition, there will also be a handful of basic information that is important to know. Because information about financial affairs is very important to know. That’s why make sure to listen carefully to our information to add to your insights.
Easy Tips in Choosing the Best Pinjol Platform
Basic information where it is very mandatory for prospective customers to know if they want to apply for a loan at this time is to know tips in choosing the best platform. Because if you don’t know this, it will be difficult to get a safe and reliable service.
- Knowing the Legality
One of the most important tips in choosing the best loan platform is to understand well how the legality of the platform is. To find out the trusted platforms, we recommend choosing those that have been registered with the OJK.
- Required Requirements
Of course, the important thing to pay attention to is how the requirements are needed to apply for a loan. Because we know that without meeting the requirements, we will not be able to make a loan.
Choose the best loan platform that demands the requirements you have and try without having to use collateral.
- Interest Determination
One of the things that must be considered is the transparency of the amount of interest when making a loan. Because there are some platforms sometimes do not provide a description of how much the interest is. So choose the one that has set the flower very clearly.
- Speed of Disbursement Process
If you need a loan in a short time. Then be sure to pay attention to these tips.
Namely you have to look for a platform that has a short acc speed and a fast disbursement process. Look for one that provides a disbursement completion process of less than 1 x 24 hours.
Things to Pay Attention to Before Using the Best Loan
So that with the tips as above you should not find difficulties in finding the best lending service. However, if you already understand the information above but still find it difficult to find it.
Maybe you need more research. It should also be noted that doing online lending is indeed very practical and easy. But before you want to apply, make sure you know some of the following interesting information.
- Ready to Bear the Burden of Interest
Know that the loan service is already known for the high interest charged to its customers. But unfortunately many people don’t realize it and think that the interest burden is relatively small.
Moreover, currently the OJK still does not provide regulations regarding the maximum interest limit that can be given by a business entity engaged in the best loan sector. So even though it has high interest.
The company is still considered valid because it is in accordance with the procedures on paper. For example, by utilizing the application, you can even apply for loans ranging from 2 million to 20 million.
With an ID card alone, it can be used as the main file for making loans. Regarding the interest, it is also quite varied because depending on the provisions, there are 3% and 4%.
- Must Be Ready to Be Charged if You Don’t Pay
If you consider that utilizing this online platform is able to make you not have to pay for it, then you are wrong. Why? This is because this type of lending is the same in nature as other types.
Namely, a withdrawal of money will be made by a party and go to your house to collect it. But of course it will not be done spontaneously.
Because there are stages, namely being given a reminder through the application and email, if there is no response, then there will be an officer jumping into your residence. You can already understand some important information about how to determine the best platform.
Because with the current abundance of options, it has succeeded in making many people feel a dilemma when choosing it. If you are still in doubt even with the tips above.
You can try to choose some of the recommendations that have been written above. Because the recommendations have been written about some of the best loan applications that can be chosen.